Fast Funds. Trusted Service.
Your Trusted Partner for Instant Personal Loan
Instant Loan in
10 min
Instant sanction
and disbursal
Rupee112 Makes Instant Loans Easy in Just 3 Steps
Quick Application
Just share your basic details and you’re good to go!
Fast Approval
Our system verifies your information instantly and gives you a quick decision. Our approval process doesn’t require you to wait long.
Instant Fund Transfer
Once approved, funds are directly credited to your account and you can cover your expenses stress-free.
Loan Options
Personal Loan - Salaried
Choose the best offer, curated especially for you, from a wide range of trusted lending partners.
Personal Loan - Self Employed
From 50+ options, choose the loan offer that best fits your needs and lifestyle.
Loan Against Mutual Funds
Choose personalised loan offers tailored to your financial needs.
Micro Loans (Under ₹50K)
Quick, flexible, and personalised micro-loan options—matched just for you.
Why Choose Rupee112?
Fast Loan Processing
Applications are processed quickly to ensure faster approvals and disbursals.
Convenient & Reliable Experience
A streamlined digital process designed for ease, comfort, and peace of mind.
Simple & Hassle-Free Process
No complicated paperwork or unnecessary steps involved.
Quick Access to Funds
Get the financial support you need without long waiting times.
Plan Your Loan Smartly
Adjust the amount and tenure to instantly see your Loan details.
Transparent calculation
No impact on credit score
1% Interest Rate
Principal Amount
₹1,20,000
Interest Amount
₹4,38,000
Total Payable
₹5,58,000
Use Rupee112 to Secure Instant Loans Online
Our process is fully online for your convenience.
Quick Application
Instant Approval
Immediate Fund Transfer
Secure & Private
Transparent Repayment
Quick Application
Fill a short form online from the comfort of your home without any branch visits.
Instant Approval
Our system processes your application in seconds and you get immediate confirmation
Immediate Fund Transfer
Once approved, the amount is directly transferred to your account in 10 minutes.
Secure & Private
We value your safety at Rupee112. Your data is always protected with advanced encryption.
Transparent Repayment
The amount you agree on is the amount you pay, no hidden charges here! Just clear your dues and our timely reminders will help you stay on track.
Representative Example
For Rs 25000/- borrowed for 3 months , with monthly interest rate (APR) of 30% , borrower would pay :
Proccessing Fees = 10%
Interest = Rs 5,159/-
Total Amount to repay at the end of all tenure = Rs 30,159/-
NACH bounce charges = 500/-
Delay Payment Charges = 0.25%*
This Fee is only Applicable when borrowers repay bill overdue. For example , if you have overdue on Principle, then customer to pay addtional 0.25% per day of Delay Charges in Repayment of Loan.
The Annual interest rates and processing fees varies according to the risk profile of Customers.
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Personal Loan Upto 1,00,000
Cash Loan without Security Cover
Fees upto 10% of loan amount
Loans without any precloser charges - Pay as you use
Download Our Mobile App
Instant Emergency Loans Available at Your Fingertips. Apply Anytime, Anywhere!
Responsible Lending at Rupee112
At Rupee112, responsible lending is at the core of our mission. We are committed to offering loans that are fair, transparent, and designed to support your long-term financial well-being.
Transparent Terms
Clear repayment schedules, due dates, and fees.
Supporting Financial Stability
We provide short-term financial support without creating long-term financial stress.
Ongoing Support
Our team is always available to guide, support and help you borrow responsibly.
Blogs
30-September-2024
The ethical debate: Are emergency personal loans a darkavior or a trap?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum is simply dummy.Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum is simply dummy...
28-September-2024
What to expect from the edarkncy personal loan market in the next five years?
Our News
RUPEE112 ROLLS-OUT AGGRESSIVE GROWTH STRATEGY; TARGETS ?1000 CRORE IN REVENUE AND DISBURSE 3LAKH LOANS BY FY2027 -THE PRINT
Featured - 16 May, 2024
RUPEE112 EMPOWERS FESTIVE SHOPPERS WITH QUICK LOANS - BUZZCENTER
Featured - 30 September, 2024
RUPEE112 ROLLS-OUT AGGRESSIVE GROWTH STRATEGY; TARGETS ?1000 CRORE IN REVENUE AND DISBURSE 3LAKH LOANS BY FY2027 - BUSINESS-STANDARD
Featured - 16 May, 2024
Why Customers trust Rupee112?
FAQs
Rupee112 is a fully compliant NBFC-registered digital lending platform that follows all RBI regulations.
To apply for a personal loan, you must be a salaried individual, earning a minimum monthly income of Rs 25,000 and be between the age group of 21 to 56 years.
No. Rupee112 offers unsecured personal loans, meaning you do not need to provide any collateral or assets as security.
Once your application is approved, the loan is usually disbursed within a few minutes to your bank account.
Yes. Rupee112 follows strict data security standards and complies with RBI guidelines to keep your information safe.
