Solo Trip To Vietnam Made Easy With A Personal Loan

Traveling solo is like an adventure, to discover a new place and also yourself. If you are looking for a destination that offers beautiful landscapes, rich culture, mouth-watering food, and affordability, Vietnam should be at the top of your list. From the bustling streets of Hanoi to the alleys of Hoi An, Vietnam has something for every kind of traveler. However, traveling even to an affordable country like Vietnam requires some planning and cash. Don’t worry if your savings don’t add up to your dream trip budget; a personal loan can bridge the gap. 

Why Vietnam is perfect for a solo trip

Vietnam is a hit for solo travelers; all year round, people from different countries flock here to experience the rich culture, delicious food, and the vibe of Vietnam. Here’s why you should visit Vietnam as a solo traveler -

Affordable living: Accommodation, food, and transport are pocket-friendly compared to many other travel destinations.

Hospitality: Vietnamese people are friendly, and tourist spots are mostly safe for solo travelers.

Diverse beauty: Enjoy beaches, mountains, thriving cities, and scenic rural areas in Vietnam.

Great for food lovers: A heaven for street food lovers! Pho, banh mi, and spring rolls are just a few on the list.

Why You Must Consider Taking A Personal Loan For Travel?

If you want to enjoy a holiday in Vietnam, but are worried about causing a dent to your bank account, a personal loan can save you the worry and the dent. A personal loan is unsecured; therefore, you don’t need to pledge any assets. Borrow from a bank or any lending institution and repay it in fixed EMIs. Cool right? But there is more to it? Do you want to know more? Here’s why a personal loan will be suitable for funding your Vietnam solo trip:

Say No To Waiting: Say no to waiting weeks. Lenders, such as Rupee112, now offer instant approval, making loan approval easier and faster. Smooth, right? The best reason to avail a personal loan for a solo trip to Vietnam. What do you think?

No collateral needed: You don’t have to put your house, car, or jewelry as collateral. Most lenders give personal loans based on your credit score and past financial activities.

Moreover, since you pay EMIs over the months or years, you feel less stressed about it, while the liquid money in your savings account stays intact. That is something that makes a personal loan for a solo trip more lucrative than any other option. What do you say?

Know The Expenses A Personal Loan Can Cover In Vietnam

But what costs does your loan cover? Check the following list to know more:

Flights and Accommodation:

As you are aware, air tickets account for a significant portion of travel expenses. But with a personal loan, you can book early, get the good deals, and avoid last-minute overpriced tickets.

Now, the accommodation. Vietnam is for all. From budget hotels starting $5-10 per night to luxury resorts, you will find everything here. However, with a travel loan, you can pick comfortable stays without worrying about cost.

Sightseeing and activities:

Whether you love to explore offbeat locations or are a seasoned traveler who likes to visit all the touristy areas, the sightseeing costs are not very low.

Food and Drinks:

Street food in Vietnam is cheap, but if you want to occasionally dine in nice restaurants or enjoy the famous coffee culture of Vietnam, your loan has you covered.

Helps Arrange Travel Insurance and Emergency Fund:

When traveling internationally, having travel insurance and an emergency fund is essential for peace of mind. During an emergency, they can save you from an uneasy situation. 

Shopping and Souvenirs:

Don’t let the expense scare you away from your shopping list! Your loan can help you with that. So, don’t hesitate to get yourself a tailored cloth to show off to your friends at home.

How to make the most of your Vietnam solo trip

With finances sorted through a personal loan, you can focus on the fun part: exploring Vietnam! Here are some top places to help you design your itinerary better -

Hanoi:

The best way to enjoy the local vibe is to visit Hanoi and try street food. Also, take a walk through the Old Quarter and eat at Train Street!

Ha Long Bay:

Are you looking for an Insta-worthy place with emerald water? Ride a cruise in Ha Long Bay and soak in the lovely views of limestone cliffs and crystal waters.

Hoi An:

This ancient port city of Vietnam attracts tourists with its lantern-lit evenings, tailor-made clothes, and peaceful riverside cafes.

Da Nang:

Beaches, mountains, and the Golden Bridge with giant stone hands - Da Nang is as stunning as a picture!

Hue:

Do you know that Hue was the capital of the Nguyen Dynasty? Thus, you cannot ignore its historical heritage. Why not explore ancient temples, palaces, gardens, and other enthralling locations in this UNESCO World Heritage site? 

Sapa:

Do you love trekking? Then you must visit Sapa. Trek through the terraced rice fields and enjoy local cuisine for a lifetime experience. 

Ho Chi Minh City:

Named after the great leader in history, Ho Chi Minh City ensures that you enjoy a dazzling nightlife, beautiful landmarks, war museums, and Cu Chi Tunnels.

Loan For Travel? Won’t That Be Too Much?

Of course not. While many people hesitate to borrow for travel, thinking it’s not a “need,” travel experiences are investments in yourself. A solo trip does more than build your confidence. It widens your perspective and gives memories that last a lifetime. If a personal loan makes it possible without straining your finances, it’s worth it. Here, the key is to be a responsible borrower. This way, you will be able to enjoy the best of both worlds - a stress-free trip and peace of mind after returning home.

How Do You Smartly Manage Finances For Your Trip To Vietnam?

We may encourage you to borrow money for travel, but that doesn’t mean you will indulge in reckless spending. You must spend it wisely. For example, you must borrow only what you need. Check for processing fees and repayment options that various lenders and borrowers offer. It will help you to find the best loan for your travel needs. You must also use an EMI calculator to calculate the EMI and choose the one that suits your budget perfectly.

We all dream of having a solo trip someday. Away from the hustle of daily life, the bickering of your boss, parents, siblings, and more. A moment that is yours and only yours. Why is finance your roadblock here? It should never be. The lending organization, especially the Fintechs, understands this. Thus, they made your next Vietnam solo trip so smooth. Just grab your phone and apply for an instant personal loan, board your flight to Vietnam, and enjoy the freedom in its real sense.