We built RUPEE112 to help people get fast loans without the usual delays. We understand that when you need money, you don’t want to waste time checking endless conditions.
Check your personal loan eligibility directly from your smartphone. No visits, no waiting—get results in minutes.
Apply without submitting physical documents or forms. Everything is completed digitally for your convenience.
A credit score is not mandatory to check eligibility. First-time borrowers can apply without worry.
Get eligibility results almost instantly after applying. No long processing times or delays.
The process is designed to be easy and straightforward. Anyone can complete it without confusion.
Eligibility is checked using your income details. This helps assess your repayment capacity fairly.
We’ve removed all the complicated steps. You can check your eligibility right now using your phone or laptop.
Visit our website or open the RUPEE112 app.
Enter your PAN card number and mobile number.
Fill in your monthly income.
Submit your details.
See your result instantly.
That’s it. There is no need to upload documents. No need to check credit score. We make the decision based on your current situation.
RUPEE112 works like a trusted NBFC, offering quick and reliable lending decisions through a fully digital process. If you’re checking NBFC loan eligibility, the best part is that no CIBIL score is required to apply. We provide the same benefits as traditional NBFCs, but with faster approvals and minimal requirements. There’s no paperwork, no branch visits, and no long waiting periods. Your eligibility is mainly assessed based on your income and basic details, making the process transparent, easy, and focused on getting you funds when you need them most.
Our process is built to support more people. Whether you work in a company, run a small business, or earn from gig jobs, you can apply.
You earn income every month.
You have a valid PAN card.
You have a bank account for receiving and repaying loans.
You are comfortable using a smartphone.
That’s all. We don’t ask where you work or how big your company is. We just look at your income and basic details.
Wondering if your salary is enough for a loan? Here’s how we look at it.
If you are earning a monthly income and have a PAN card with a bank account, you may qualify. Many users search personal loan salary eligibility or salary loan eligibility before applying. We’ve helped thousands of people on different income levels.
We believe in showing you real numbers. This helps you plan better. These are sample calculations only. Actual charges will depend on your profile.
| Particulars | ₹25,000 Loan |
|---|---|
| Loan Amount | ₹25,000 |
| Tenure | 3 months |
| Monthly Interest Rate | 1.5% |
| Total Interest Payable | ₹1,125 (₹25,000 × 1.5% × 3) |
| Processing Fee (10%) | ₹2,500 |
| Total Repayment (Loan + Interest) | ₹26,125 |
| Total Cost (Including Processing Fee) | ₹28,625 |
Note:The processing fee and interest rate will be calculated as per your profile. You will see everything clearly before you accept the loan.
If you qualify, here’s what happens:
You get a personalised loan offer.
You choose to accept or skip.
If you go ahead, we send the money directly to your bank.
You repay using UPI, card, or net banking.
Applying for a personal loan with RUPEE112 is quick, simple, and fully online—no CIBIL score required.
Install the app on your smartphone to begin the application.
Provide your mobile number, PAN details, and basic personal information.
Verify your identity using minimal documents through a digital process.
Our system checks your eligibility based on income and details, not CIBIL.
Choose the loan amount that suits your needs.
Review and submit your personal loan application online.
Once approved, the loan amount is credited directly to your bank.
Download the RUPEE112 app to check your personal loan eligibility instantly through a fast and fully digital process. The app allows you to verify eligibility in minutes without paperwork or branch visits, apply for a personal loan online, track your application status, and receive funds directly in your bank account, making it a simple, secure, and hassle-free way to access quick financial support anytime, anywhere.
AADHAR INDIA FINVEST LIMITED is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). RUPEE112 is the brand name under which the company conducts its lending operations and specialize in meeting customer's instant financial needs.