What Makes Personal Loans Ideal for
Salaried Employees?

Quick Disbursal

Quick Approval Process

Digital applications allow salaried employees to get funds within hours.

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Minimal Documentation

Basic KYC, salary slips, and bank statements are usually sufficient.

Flexible Repayment

Flexible Loan Amounts

Borrow as per your income level and repayment capacity.

Benefits of Personal Loan for Salaried Employees

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Personal loans for salaried employees are processed quickly, making them ideal for urgent financial needs.

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Salaried individuals can avail personal loans without pledging any assets or security.

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A stable monthly income helps salaried employees meet eligibility criteria with ease.

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Only basic KYC and income-related documents are required, reducing paperwork.

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Borrowers can choose a repayment period that fits comfortably within their monthly budget.

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Salaried employees often receive better interest rates due to income stability and lower risk.

Choose Personal Loan

Check Loan Eligibility for Salaried Employees at Rupee112?

The personal loan eligibility for salaried person basically depends on monthly income and Valid papers.

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Age between 21 and 55 years

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Address proof, such as a utility bill (LPG or electricity bill)

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A valid PAN card

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Last 3 months’ salary slips

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Updated bank statement

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Personal Loan for Salaried with Low CIBIL Score at RUPEE112

Most of the salaried workers have a low or no CIBIL score, but that should not hold you back. At RUPEE112, we concentrate on your current income rather than your credit history. You are welcome as well, and getting a loan is easier than ever if you are looking for a specific loan for salaried individuals with low CIBIL scores.

Loan Costs for Salaried Employees at RUPEE112

Loan costs for salaried workers include interest rates, tenure, processing fees, and other applicable charges based on your income and credit profile.

Below is an example for understanding. Actual loan terms will depend on your profile.

Particulars ₹10,000 Loan ₹50,000 Loan ₹1,00,000 Loan
Loan Amount ₹10,000 ₹50,000 ₹1,00,000
Tenure 3 months 3 months 3 months
Monthly Interest Rate 1.5% 1.5% ₹7,250
Total Interest Payable ₹450 (₹10,000 × 1.5% × 3) ₹2,250 (₹50,000 × 1.5% × 3) ₹4,500 (₹1,00,000 × 1.5% × 3)
Processing Fee (10%) ₹1,000 ₹5,000 ₹10,000
Total Repayment (Loan + Interest) ₹10,450 ₹52,250 ₹1,04,500
Total Cost (Including Processing Fee) ₹11,450 ₹57,250 ₹1,14,500

How to Apply for a Personal Loan with
Rupee112?

1

Visit the official RUPEE112 website or mobile app and begin your loan application easily.

2

Choose a loan amount based on your financial requirements and repayment comfort.

3

Enter your PAN details and registered mobile number, then complete the verification process.

4

Provide your income and employment details accurately to ensure faster processing

5

Review your application carefully and submit it for approval.

6

After verification and approval, the loan amount is credited directly to your bank account.

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Get Instant Personal Loan Approval for Salaried Employees at RUPEE112

Getting a personal loan with instant approval at RUPEE112 is a simple and convenient solution for salaried employees who need quick financial support. The entire application process is 100% online and requires minimal documentation, making it suitable even for first-time borrowers. With fast verification and quick processing, applications are reviewed without long waiting periods. Once approved, the loan amount is credited directly to your bank account, helping you manage emergencies or personal expenses smoothly and without delays.

How Does the Repayment Process Work at
RUPEE112?

1
Open the link and click on the secure link entered via SMS or dispatch.
2
Enter your PAN number.
3
Enter the OTP transferred to you and use this to continue securely.
4
View your repayment amount and due date.
5
Choose a payment method and select the option that's most accessible for you.
6
Pay using UPI, card, or net banking and complete the payment securely.

Install the Rupee112 App Now for a Personal Loan for Salaried Employees

Download the app now to apply for a Salaried Employee Personal Loan with a quick and fully digital process. Enjoy simple eligibility, minimal documentation, fast approval, and direct bank disbursal, designed to meet your financial needs without delays.

FAQs: Personal Loan For Salaried Employee

Do I need pay slips to apply?

Yes, salary slips are required to apply for the loan. They help verify your monthly income and ensure that you are eligible for the loan amount offered.

Can I apply if my salary is Rs. 12,000 per month?

No, you cannot apply with a salary of Rs. 12,000 per month. To be eligible, you need a minimum monthly salary of Rs. 25000.

Will you check my CIBIL score?

No, your CIBIL score or past credit history is not checked. If you are looking for a personal loan for salary with a low CIBIL score, approval is based mainly on your current income and repayment ability.

Can I repay the loan early?

Yes, early repayment is allowed. You can clear your loans before the due date with ease, helping you reduce your financial burden.

How do I pay back the loan?

You can repay the loan easily using UPI, debit card, or net banking through a secure payment link sent to your mobile or email.

Is the loan amount fixed?

No, the loan amount is not fixed; it depends on your profile, income, and repayment history, and you may become eligible for a higher amount in the future.

Contact information


Rupee112 Lending Partners:

  • Solomon Capital Private Limited (RBI Reg. No.: N-14.03320)
  • Dev–Aashish Capitals Private Limited (RBI Reg. No.: B-14.01763)

( All lending partners are RBI-registered NBFCs.)


SOLOMON CAPITAL PRIVATE LIMITED is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). RUPEE112 is the brand name under which the company conducts its lending operations and specialize in meeting customer's instant financial needs.


"Beware of fraud! Always use our secure Repayment Website Link for loan payments. Do not make direct bank payments. Rupee112 is not responsible for payments made to other accounts."