Get an Instant NBFC Personal Loan with Rupee112

Sometimes you need money for an emergency, and you need it now. Rupee112 is here to help. To help you out in a pinch, we have an easy-to-approve NBFC personal loan available. Our goal is to give you a simple way to get money without long waits or lots of paperwork.

One NBFC that is registered with the RBI is known as Rupee112, and it is a brand of the Reserve Bank of India. This means we are a trusted and safe option for your financial needs. We provide an NBFC instant loan that can help you with medical bills, home repairs, or any other sudden expense. Our process is fully online, making it easy to apply from anywhere, at any time.

Get an Instant NBFC Personal Loan Image
What Is an NBFC Personal Loan

What Is an NBFC Personal Loan?

An NBFC personal loan is an unsecured loan offered by a Non-Banking Financial Company (NBFC) to meet your personal financial needs. It does not require any collateral and can be used for purposes like medical expenses, travel, education, weddings, or emergencies. These loans are known for faster approvals, minimal documentation, and flexible eligibility criteria compared to traditional banks, making them a convenient option for quick access to funds.

Where an NBFC Personal Loan Can Help You

Below are the key reasons why borrowers with this score often face difficulties when applying for a personal loan.

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Medical Emergencies

Cover hospital bills, medicines, or urgent treatments without delays.

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Debt Consolidation

Combine multiple high-interest debts into one manageable loan.

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Wedding & Family Events

Manage big expenses like venue, catering, or gifts smoothly.

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Travel Expenses

Fund domestic or international trips without touching your savings.

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Home Repairs & Renovation

Pay for urgent repairs, interiors, or appliance upgrades.

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Education & Skill Development

Support course fees, certifications, or professional training.

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Don’t Let Your Credit Score Stop You

At Rupee112, we look beyond just numbers. If you are a salaried professional with a steady income, we approve loans based on your repayment capacity, not just your CIBIL history.

Why Should You Choose a Rupee112 Loan?

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Very Fast Approval

We know your time is valuable. Our online system checks your application in minutes. Finding out if your loan is authorized won't take days.

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Money in Your Account Quickly

Quickly after your loan is authorized, the funds are sent to your bank account. In the event of an emergency, you can use it immediately.

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Easy Online Application

You can apply for our NBFC personal loan online using our website or the NBFC loan app. There is no need to leave your house to fill out the application; it is that easy.

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Less Paperwork

Not many papers are required, as you only need your ID and income verification.

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Safe and Secure

Your personal information is safe with us. We use strong technology to protect your data.

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No Hidden Fees

We are clear about our charges. You will know the exact amount you need to repay. There are no surprise fees.

Example Loan Calculation for NBFC Loan

We believe in being clear about the fees we charge. Let me give you an example to help you understand

Particulars ₹20,000 Loan ₹30,000 Loan ₹50,000 Loan
Loan Amount ₹20,000 ₹30,000 ₹50,000
Tenure 3 months 3 months 3 months
Monthly Interest 1.5% (₹300/month) 1.5% (₹450/month) 1.5% (₹750/month)
Processing Fee 10% (₹2,000) 10% (₹3,000) 10% (₹5,000)
Total Interest Payable ₹2,900 ₹4,350 ₹7,250
Total Repayment ₹22,900 ₹34,350 ₹57,250

Note: These are sample illustrations. Actual rates and charges are calculated based on your individual profile.

Eligibility Criteria to Apply for an NBFC Personal Loan with Rupee112

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Indian Resident

Applicant must be a resident citizen of India.

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Age Requirement

You should be between 21 and 56 years at the time of application.

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Employment Type

Only salaried individuals are eligible to apply.

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Minimum Monthly Income

A stable monthly salary of ₹30,000 or more is required.

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Active Bank Account

Salary must be credited to an active savings bank account.

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Identity Proof

PAN Card and Aadhaar Card are mandatory for verification.

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Income Documents

Latest salary slips and recent bank statements are required.

Eligibility Criteria to Apply for an NBFC Personal Loan Img

How to Apply for a Rupee112 Loan

Getting an NBFC loan from Rupee112 is very easy. Just follow these simple steps:

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Start Your Application

Go to the Rupee112 website or download our app. Start by filling out the online application form. It is quick and easy.

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Provide Your Details

Please verify your income, name, and address before continuing.

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Upload Your Documents

You will need to upload a few simple documents. This includes your PAN card, Aadhaar card, latest 3-month salary slip, and Address proof.

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Get Instant Approval

After you submit your application, our system will review it quickly. You will get a notification about your approval within minutes.

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Receive Your Money

The authorized loan amount is promptly deposited into your bank account.

What Is a Small Personal Loan

Choose a Loan Amount That Fits Your Needs

Rupee112 offers flexible loan amounts ranging from ₹5,000 to ₹1,50,000, allowing you to borrow exactly what you need based on your financial requirements. Along with flexible amounts, you can choose a repayment tenure starting from 2 months up to 12 months, making it easier to plan repayments according to your income and budget. The final loan amount and tenure are determined based on your profile, ensuring a balanced and manageable borrowing experience.

Steps to Repay Your Rupee112 Personal Loan

Getting an NBFC loan from Rupee112 is very easy. Just follow these simple steps:

1
Log in to Your Rupee112 Account
Access your active loan details using your registered mobile number.
2
View Repayment Amount
Check the total payable amount along with the due date mentioned in your loan dashboard.
3
Select Repayment Option
Choose the available online repayment method provided on the platform.
4
Make the Payment
Complete the full repayment securely through UPI, net banking, or other supported modes.
5
Payment Confirmation
Receive instant confirmation once the payment is successfully processed.
6
Loan Closure Update
Your loan status is updated as closed after successful repayment.
Loan app personal loan documents required

Install the Rupee112 App for NBFC Personal Loan

Download the Rupee112 app to apply for an NBFC personal loan quickly and conveniently. The app offers a smooth, fully digital experience that lets you check eligibility, select your loan amount, submit documents, and track your application—all from your smartphone. With an easy-to-use interface and secure processes, the Rupee112 app makes borrowing simple, fast, and transparent, anytime and anywhere.

FAQ: NBFC Personal Loan

What is an NBFC personal loan?

An NBFC personal loan is an unsecured loan offered by a Non-Banking Financial Company to meet personal financial needs without collateral.

Who can apply for an NBFC personal loan with Rupee112? +

Salaried individuals aged between 21 and 56 years with a stable monthly income and an active bank account can apply.

What loan amount can I get from Rupee112? +

You can apply for loan amounts ranging from ₹5,000 to ₹1,50,000, based on your income and eligibility.

What is the repayment tenure for Rupee112 personal loans? +

Rupee112 offers flexible repayment tenures ranging from 2 months to 12 months.

Is a credit score mandatory to apply? +

No, having a perfect credit score is not mandatory. Loan approval is mainly based on income and repayment capacity.

How do I repay my Rupee112 loan? +

Repayment is done through a single lump-sum payment using secure digital payment options available on the Rupee112 platform.

Contact information


AADHAR INDIA FINVEST LIMITED is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). RUPEE112 is the brand name under which the company conducts its lending operations and specialize in meeting customer's instant financial needs.



"Beware of fraud! Always use our secure Repayment Website Link for loan payments. Do not make direct bank payments. Rupee112 is not responsible for payments made to other accounts."