Struggling to obtain a personal loan due to a low CIBIL score can be frustrating, especially when urgent financial needs arise. While banks and traditional lenders often reject such applications, Rupee112 offers a reliable alternative by providing instant personal loans through a simple online process. With minimal documentation and fast approval, Rupee112 helps you get timely financial support without unnecessary delays.
An instant personal loan for a low CIBIL score is for people with a low credit score. Most banks generally say no because of this, but a particular loan for a low CIBIL score is easier to get. Lenders who offer low-credit-score loans don’t judge you only on past credit mistakes. They also consider your current income, employment status, and ability to repay the loan on time, which makes the process simpler and more helpful
Get instant personal loan access even with a low CIBIL score, helping you manage urgent financial needs.
Avoid bank rejections and lengthy procedures with Rupee112’s simple and borrower-friendly process.
Benefit from fast online approval, saving time and eliminating unnecessary delays.
Apply with minimal documentation, making the loan process smooth and stress-free.
Enjoy quick disbursal as the approved amount is transferred directly to your bank account.
Secure instant financing without credit score stress, giving you peace of mind and financial flexibility.
At RUPEE112, a low CIBIL score doesn’t stop you from accessing a personal loan. Indeed, if you’ve faced credit challenges in the past, you can still apply, provided you meet many basic eligibility conditions.
You must be at least 21 years old and a resident of India to apply for a personal instant loan.
Having a regular source of income is essential to show your capability to repay the loan on time.
Only basic documentation, such as ID, address proof, and income proof, is needed to apply.
A valid PAN card is needed for identity verification and loan processing.
An active bank account is required to receive the loan amount directly
A smartphone with internet access is required to complete the fully digital application process.
Indeed, if your CIBIL score is low, you can still apply. Rupee112 assesses your current income and prepayment capability, rather than relying on a single credit miscalculation.
You don’t need to submit stacks of documents or visit a bank. The entire process is online, making it quick and straightforward for people with low credit scores.
From submission to approval, the entire process is digital, saving us valuable time and also avoiding long waiting periods
Once the loan is approved, the funds are transferred directly to your bank account, making the entire process fast and hassle-free.
All charges are fully transparent from the start. So borrowers with low CIBIL scores know precisely what they're paying with no hidden costs.
We believe in complete transparency. The example below shows how loan charges are calculated using sample figures. Your actual loan offer may vary based on your profile and eligibility.
| Particulars | ₹10,000 Loan | ₹20,000 Loan | ₹50,000 Loan |
|---|---|---|---|
| Loan Amount | ₹10,000 | ₹20,000 | ₹50,000 |
| Tenure | 3 months | 3 months | 3 months |
| Monthly Interest Rate | 1.5% | 1.5% | ₹7,250 |
| Total Interest Payable | ₹450 (₹10,000 × 1.5% × 3) | ₹900 (20,000 × 1.5% × 3) | ₹2,250 (50,000 × 1.5% × 3) |
| Processing Fee (10%) | ₹1,000 | ₹2,000 | ₹5,000 |
| Total Repayment (Loan + Interest) | ₹10,450 | ₹20,900 | ₹52,250 |
| Total Cost (Including Processing Fee) | ₹11,450 | ₹22,900 | ₹57,250 |
Processing fees and interest rates will be calculated as per your profile. You will see all charges clearly before you confirm the loan. We do not hide any fees.
At RUPEE112, one can apply for a low CIBIL loan without any hassle. The whole process is completely digitalized, so you can apply anytime, anywhere using your smartphone.
You can pay back your loan of RUPEE112 in full digitally with no paperwork, no checks, and no visits to the branches required. The procedure is effortless, and is safe, and can be accomplished within a few clicks.
A secure payment link is sent straight to your registered cell phone number.
Enter your PAN card number to verify your identification.
Enter the OTP on the mobile number with which you are registered.
View your loan amount and due date on the screen.
Choose a convenient mode of payment such as UPI, net banking, or a debit card.
Complete the payment online quickly and securely.
Download the RUPEE112 app, a trusted low credit score loan app that helps you access an instant low CIBIL loan result without hassle. Apply anytime through a simple process, and get the approved loan amount credited directly to your bank account swiftly and securely.
SOLOMON CAPITAL PRIVATE LIMITED is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). RUPEE112 is the brand name under which the company conducts its lending operations and specialize in meeting customer's instant financial needs.
