What Personal Loan Documents Do We Require?

We believe in keeping things simple. That is why our personal loan documents checklist is
short and easy to understand.

Here is what we ask for during your application:

PAN card identity verification

PAN Card

Proof of identity and for financial
verification.

Aadhaar card fingerprint identity

Aadhaar Card

Government-issued ID to verify your
identity and address.

Electricity bill address proof

Electricity Bill

Proof of your current residential
address.

LPG gas bill address verification

LPG Bill

Additional address verification
(optional in some cases).

Address proof location verification

Address Proof

Confirms where you live (can be bills,
rent agreement, etc.).

Salary slip income proof

Salary Slip

Shows your income to assess loan
eligibility.

That is all. We do not ask for physical documents. We do not need you to print anything.
We do not need original papers. Our process is fully online.

Why We Ask for These Documents For Personal Loan

We only request what is required by law and by our internal checks. Here is why each item is important.

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A PAN card helps confirm your identity. It also ensures your application is secure.

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Income details help us understand your ability to repay the loan.

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A bank account is needed to transfer the money once your loan is approved.

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Mobile number is used for communication and for OTP verification.

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A smartphone with internet is needed to access your account and complete the process.

We never ask for documents that are not relevant. If you are looking for a loan without a big personal loan document, RUPEE112 is your best choice.

 Why We Ask for These Documents img-responsive center-block

Document Upload: What You Need to Know

No. That is not required. We do not ask you to upload scanned documents. Our process is fully digital and built for mobile use.

All we need is:

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PAN number entered correctly.

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Mobile verification through OTP.

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Basic income details entered during the form.

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Bank account provided for fund disbursal.

How We Keep Your Information Safe

We value your trust. All data shared with us is kept secure.

Security Trust Shield

Your Trust Matters

We prioritize your privacy and handle your information responsibly.

Data Encryption Lock

Data Encryption

All personal and financial data is encrypted to prevent unauthorized access.

User Privacy Protection

No Sharing Without Consent

We never share your details with third parties without your explicit permission.

Access Control Key

Purpose-Driven Access

Your information is accessed only to verify your profile and process your loan.

Secure Data Storage

Secure Storage

Your data is stored safely on secure servers with strict access controls.

Transparency Data Visibility

Transparent Use

ou always know how your information is being used during the loan process.

User Control Settings

Full Control

You remain in control of your data at all times.

Minimal Data Collection

Minimal Collection

We only collect information that is necessary to process your loan, nothing extra.

 Who Can Apply for a Personal Loan

Who Can Apply for a Personal Loan From Rupee112?

You can apply for a personal loan with us if you meet these basic points:

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Minimum Age 21 – You must be at least 21 years old to apply.

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Indian Residency – You should be a resident of India.

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Valid PAN Card: – A working PAN card is required for identification.

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Regular Income – You must have a steady source of income.

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Mobile & Bank Account – A mobile number and an active bank account are needed.

Why Our Personal Loan Process Stands Out

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Minimal Documents Required.

Only the essentials are needed to apply.

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Fast Processing

Our process is quick, so you get approval sooner.

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Mobile-Friendly System

Apply easily using your smartphone anytime, anywhere.

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Active Customer Support

Our team is available to guide you through every step.

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Transparent Process

No hidden steps, fees, or unnecessary requirements.

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Customer-Centric Approach

Our goal is to help you, not delay you.

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Stress-Free Experience

 We make applying for a loan simple and headache-free.

Personal loan process

How To Apply For A Personal Loan With RUPEE112

Applying for a personal loan with RUPEE112 is quick, simple, and fully online. Follow these easy steps to get started:

1

Visit The RUPEE112 Website Or App

Open the official platform to begin your personal loan application.

2

Enter Basic Details

Provide your mobile number, PAN card details, and basic personal information.

3

Complete KYC Verification

Upload minimal documents for quick identity and address verification.

4

Check Loan Eligibility

Our system instantly checks your personal loan eligibility based on income.

5

Choose Loan Amount

Select the personal loan amount that fits your financial needs.

6

Submit Your Application

Review your details and apply for a personal loan online.

7

Get Funds In Your Bank Account

Once approved, the loan amount is directly credited to your bank account.

How to Repay Your Personal Loan

Repaying your personal loan with RUPEE112 is quick and hassle-free. Follow these simple
steps to complete your loan repayment on time:

Step 1

Log in to your RUPEE112 Account

Access your loan details using your registered mobile number.

Step 2

Check Repayment Details

View your due amount, repayment date, and loan summary.

Step 3

Choose a Payment Method

Select a secure online repayment option such as UPI, net banking, or debit card.

Step 4

Make the Payment Online

Complete your personal loan repayment in just a few clicks.

Step 5

Get Instant Confirmation

Receive a confirmation once your repayment is successful.

Step 6

Track Repayment History

Keep a record of all your loan repayments in one place.

Step 7

Contact Support if Needed

Our support team is available to assist with any repayment-related queries.

Loan app personal loan documents required

Install the RUPEE112 Personal Loan App Now

Download the RUPEE112 app to apply for a personal loan online in a fast, secure, and paperless way. With minimal documents, quick eligibility checks, and instant updates, the RUPEE112 personal loan app lets you track your loan, manage repayments, and get funds directly into your bank account anytime, anywhere.

FAQ - Personal Loan Document

What if I do not have a PAN card?

A valid PAN card is mandatory to apply for a personal loan with RUPEE112. It helps us verify your identity and assess eligibility quickly. Without a PAN card, we won’t be able to process your loan application.

What if my mobile number is not linked to my PAN? +

Your mobile number must be linked to your PAN for verification. If it isn’t, we recommend updating it through the official PAN portal before applying to ensure a smooth and faster loan process.

Is there a requirement to scan or email documents? +

No, there is no need to scan, email, or physically submit any documents. The entire personal loan application process is digital, making it quick, simple, and completely paperless.

Can I apply for a personal loan at night or on weekends? +

Yes, you can apply anytime. Our online loan application system works 24/7, including nights, weekends, and holidays, so you can apply whenever it’s convenient for you.

Do I need to visit a branch or office? +

No office visits are required. From application to approval and disbursal, everything is completed online using your smartphone, saving you time and effort.

How long does the application process take? +

The personal loan application takes only a few minutes to complete. With minimal documents and instant verification, eligible users can receive approval and funds directly in their bank account within 10 minutes.

Contact information


SOLOMON CAPITAL PRIVATE LIMITED is a Non Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). RUPEE112 is the brand name under which the company conducts its lending operations and specialize in meeting customer's instant financial needs.



"Beware of fraud! Always use our secure Repayment Website Link for loan payments. Do not make direct bank payments. Rupee112 is not responsible for payments made to other accounts."
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